Whether you’re worried about rising rents, covering higher energy costs or tackling debt, Money Helper have brought together their most useful tools, calculators and guides to help you keep on top of your money.
If you are shopping online, Buy Now Pay Later (BNPL) can seem like the quickest and easiest way to pay for your purchases. However, lots of people don’t realise they are a form of credit, so you need to think carefully before using BNPL, especially if you are starting to use these products to cope with the increased cost of living.
Credit is an important tool when used and managed well. It is crucial that people understand what they can afford and have a plan to pay it off. Missing a payment will negatively impact your credit score and could affect your ability to get credit in the future.